1. Get Pre-Qualified - Call me and I can help you arrange financing and discuss down payment options. I can put you in contact with a mortgage representitive who can pre-qualify you (usually over the phone - it takes about 10-15 minutes) and at rates below normal posted bank rates. The advantage to you is that you will know exactly how much you can afford to spend and when you find the right place you’ll know you qualify
2. Tell me what you like - Tell me the features that you would like to have ie: number of bedrooms, number of bathrooms, age, location and when you would like to move. (As a rough guide line, usually you can move in 4 to 6 weeks after you find a place, although that can vary.)
3. Let me show you properties - I will take you out and show you the properties that best meet your needs and wants. I will show you between 3 and 5 properties at a time (which takes about 1½ to 2 hours) and provide you with tour sheets so you may make notes on what you like and dislike. Going out once or twice a week, we should be able to find you a place within 2 weeks.
4. Write an offer - I will provide you with comparable sales information, help write the offer with the appropriate subjects (financing, inspection, bylaws, etc) and help negotiate the best possible price for you.
5. Move In - Congratulations you are now a home owner! Start enjoying your new home and the fact that you are wise enough to not keep paying someone else's mortgage with your rent.

Services Provided to Buyers

	Explain all the steps involved in the buying process.
	Make you aware of and explain all incentive programs available to you.
	Explain common real estate terms to you.
	Help you obtain financing at lower than bank posted rates
	Show you all homes that suit your budget and lifestyle.
	Provide you with tour sheets of all listing that you view, containing information, pictures, and space to record your comments, so that you may later review the properties that you have inspected.
	Provide you with any information that you might need.
	Show you comparable sales information to help you determine market values.
	Show you all the associated closing costs
	Assist you in making a decision and prepare the contract offer to be presented to the seller.
	Negotiate on your behalf, to get you the best possible price, with terms and conditions that suit you.
	Prepare documents and instructions for your lawyer or notary.
	Handle any and all complications that occur throughout the buying process, from before the contract to after completion.
	Check back with you periodically to make sure you’re satisfied with your new home.
	Work full-time, all the time, to find you the home of your expectations.

Click here for: A guide to common closing costs

For more information call or E-mail me.

Steve Buchsbaum: (604) 657-7877
Macdonald Westmar Realty, 203-5188 Westminster Hwy
Richmond, BC, Canada, V7C 5S7